Links

 
Chapter 8 - Death

Article 80. Eligible survivors of a deceased insured will receive a survivors pension under one of the following circumstances:

  1. On the death of an insured who was retired.
  2. On the death of an insured totally disabled pensioner.
  3. On the death of an insured who during the last ten years of his life has paid the insurance contribution for at least one working year, provided that during his last year of life he has paid contributions for 90 working days.

Note 1. Insured persons covered by the Social Security Law who have passed away prior to the ratification of this Article and for any other reason have not been entitled to pension, shall be qualified for benefits according to this Note or Note 2 below.

 Note 2. In case the insured person does not meet the conditions specified in this Note, but has paid at least 20 years of contribution before his death, his survivors shall be entitled to the pension. For the determination of the average wage or salary to calculate the amount of the pension, Note of Article 77 of this law will be used.

 Note 3. In case of the insured person who dies after ratification of this Article and does not enjoy the conditions specified in this paragraph, if the record of his payment of contribution is less than 20 years and more than 10 years, his survivors will be entitled to receive a lumpsum compensation equal to one month of the minimum wage of unskilled worker at the time of his death and, in proportion of the pension share specified in Article 83 of the Social Security Law.

 Note 4. In cases where death of the insured is due to an employment related accident, or an occupational disease.

Article 81. The eligible survivors of the deceased who are entitled to survivors pension are :

  1. The permanent wife of a deceased insured so long as she has not remarried.
    Note . The eligibility to receive a pension from the Organization for wife of a deceased insured who has remarried (Permanent marriage) in the event of the death of her second husband, may be reinstated. The costs caused by this Note will be funded from the 3% contribution paid by the Goverment.
  2.  The children of the deceased provided that they are under 18 years of age or are exclusively devoted to studying, or are unable to work due to illness or loss of limb which is certified by the Medical Committee mentioned in Article 91 of this law.
  3. The parents of the deceased provided, firstly that they were supported by him and secondly that the age of the father exceeds 60 years and that of the mother 55 years, or that, according to the findings of the Medical Committee mentioned in Article 91 of this law, are disabled and in any event are not receiving a pension from the Organization.

 Article 82. The survivors of an insured woman shall benefit from a pension under the following circumstances:

  1. A husband provided, firstly, he was supported by his wife, and secondly, his age exceeds 60 years or according to the opinion of the Medical Committee mentioned in Article 91 of this law he is disable and is in no way receiving a pension from the Organization.
  2. Children provided that the following conditions exist:
    1. their father is not living or he meets the conditions mentioned in section 1 of this Article, and is not benefiting from another pension.
    2. Their age is under 18 years or they are exclusively devoted to studying until completion of their education or, when due to illness or loss of limb as certified by the Medical Committee mentioned in Article 91 of this law they are not able to work.
  3. Parents provided, firstly that they were supported by the deceased and secondly that the age of the father exceeds 60 years, and the mother 55 years, or that as a result of the finding of the Medical Committee mentioned in Article 91 of this law they are disabled and in any event are not drawing a pension from the Organization.

Article 83. The pension share of each of the survivors of a deceased insured is as follows:

  1. The amount of pension of a widow of an insured is equivalent to 50% of a pension due to the insured.Where an insured male has several permanent wives, the pension will be divided equally among them.
  2. The amount of pension of each of the children of the deceased insured is equivalent to 25% of the pension due to the insured. Where a child has lost both his parents, his pension will be twice the aforesaid amount.
  3. The amount of pension of each of the parents of the deceased insured is equivalent to 20% of the pension due to the insured. The total pension of the survivors of the deceased insured should not exceed the amount of pension due to the deceased. If the total amount of pension exceeds this amount, the share of each of the beneficiaries shall be proportionately reduced . In such eases if one of the beneficiaries die; or is disqualified to receive a monthly pension, the share of the remaining survivors will be increased with due consideration to the classifications set out in this Article. In any case the survivors of the insured shall enjoy 100% of the pension provided for survivors of the deceased.

Note . The pension due to the deceased insured means his pension as of the date of his death. In the case of an insured who dies due to any kind of accident or illness, the pension due is the pension payable to the insured in the event of his total disability.

 Article 84. Where an insured dies, his funeral and burial expenses shall be paid by the National Health Insurance Organization.

 
Video

Publications

Link To Us


Copyright © Iran Social Security Organization 2004-2007. All rights reserved.